We’re always trying to find ways to get money back or get money for doing nothing, right? I am always looking for ways to scrounge up money to go towards my credit card debt. Well, my credit card offers price protection which is a benefit that allows you to get money back from previous purchases if it goes on sale. I have a CitiCard Diamond Preferred Card with 0% interest. Just save your receipt and search the Citi Price Rewind database (different cards have different processes but most cards have price protection now) for the item you purchased within the last 60 days. If the item goes on sale for even a day then your account gets credited or you can opt to get a check in the mail. Isn’t that awesome!? I have saved about $57.00 thus far using Price Rewind. But you are able to get up to $500 on one item and earn up to $2,500/year. Although the item you purchased has to go on sale within 60 days, you still have 180 days to initiate the benefit request.
Sometimes the Citi Price Rewind database doesn’t have the item that you purchased. However, you can still get a credit back, it just takes a little bit more work. Below is the step by step process that you would have to do if your item isn’t in the database.
Filing a Citi Price Rewind Claim When It’s Not in the Database
1. Take pictures of your receipt with the last 4 digits of your card number and last name.
2. Fill out the Citi Price Rewind form which is located here.
3. Submit your card statement that had the item purchased on it.
4. Take a picture or screenshot of the sale price (date must be shown somewhere on the screen).
5. Send an email with all of the attached documents to firstname.lastname@example.org or upload them directly to the benefits website, depending on your credit card.
6. Get an email confirming that you are getting your money back!
And that’s it! It’s super simple and a ton of credit cards have this benefit now. The steps are usually the same but I would call your credit card company just to double check. If like most people looking to climb out of debt, you have cut your credit cards up. Any purchases prior to your commitment may still render you eligible for price protection, as long as you have the receipt and it hasn’t been past 60 days of purchase. Just like that, you’re paying down debt without shelling out any cash!
*All opinions about this credit card are mine and I am not affiliated with CitiCard in any way.